Terms and Conditions

Site Usage

Every effort is made to ensure the complete accuracy of the content on the website, including the description of our products, however it is possible that errors may occur.

The content of the pages of this website is meant to be illustrative and is for your general information and use only. It is subject to change without notice. Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

Products & Services

The Products and Services have been designed to improve your financial situation. Any data in the documents are merely as placeholders, so you will need to edit and modify the assumptions and structure to fit your business. We do not accept any liability for damages in using the Products or Services.

We Are Not Financial Advisors

We provide information designed to educate and inform entrepreneurs. We and our Products and Services are not intended to provide legal, tax or financial advice. We are not financial planners, brokers or tax advisors. The Products and Services are intended only to assist you in the organization of your finances and decision-making and is broad in scope. Your financial situation is unique, and any information and advice obtained through the Products and Services may not be appropriate for your situation. Accordingly, before making any final decisions or implementing any financial strategy, you should consider obtaining additional information and advice from your accountant or other financial advisers who are fully aware of your individual situation.

Returns, Refunds & Exchanges

We cannot accept returns for any reason, and we do not offer refunds. IIf you have any question about the applicability for your business or questions about the products, email us before purchase at phil@scala.finance.

Intellectual Property

We retain all right, title and interest in and to the products, including, without limitation, software, images, text, graphics, illustrations, logos, service marks, copyrights, photographs, videos, music, spreadsheet methods, and all related intellectual property rights. Except as otherwise provided in this agreement, you may not, and may not permit others to: (i) reproduce, modify, translate, enhance, decompile, disassemble, reverse engineer or create derivative works of any of our Product; (ii) sell, license, sublicense, rent, lease, distribute, copy, publicly display, publish, adapt or edit any of our Product; or (iii) circumvent or disable any security or technological features of our Product.

Disclaimer

Scala is always always seeking to deliver the highest-quality product to you. However, from time to time, some of the information, software, products, and services made available through the website may include inaccuracies or typographical errors. Thus information received from us should not be relied upon for personal, medical, legal, or financial decisions. You should consult an appropriate professional for specific advice tailored to your situation. In short, your use of our Product and Services is at your own risk.

TO THE FULLEST EXTENT PERMITTED BY LAW, WE AND OUR AFFILIATES, SUPPLIERS AND DISTRIBUTORS MAKE NO WARRANTIES, EITHER EXPRESS OR IMPLIED, ABOUT THE PRODUCTS AND SERVICES. THE PRODUCTS AND SERVICES ARE PROVIDED “AS IS.” WE ALSO DISCLAIM ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. INFORMATION AND OPINIONS RECEIVED VIA THE WEBSITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE, OUR AFFILIATES, SUPPLIERS OR DISTRIBUTORS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL DAMAGES OR ANY LOSS OF USE, DATA, BUSINESS, OR PROFITS, REGARDLESS OF LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN WARNED OF THE POSSIBILITY OF SUCH DAMAGES, AND EVEN IF A REMEDY FAILS OF ITS ESSENTIAL PURPOSE.